Licensed in 19 States Nationwide
Plan with Confidence
Expert retirement consulting services nationwide. Personalized, transparent, and ethical guidance for your financial future.
FEATURED SERVICE
Medicare Insurance
Navigate the complexities of Medicare with confidence. Our expert consultants help you choose the right Medicare plan, understand your coverage options, and maximize your benefits. From Original Medicare to Medicare Advantage and Medigap supplements, we guide you through every decision.
- Personalized Medicare plan selection
- Medicare Advantage vs. Medigap comparison
- Enrollment assistance and annual reviews
- Prescription drug plan optimization
Our Services
Comprehensive retirement solutions tailored to your unique needs and goals
Medicare Insurance
Navigate Medicare complexities with expert guidance on plans, coverage, and benefits optimization.
Personal Pension Estimates
Get accurate projections and personalized pension plans designed for your retirement goals.
Retirement Seminars
Educational webinars and in-person seminars to help you make informed retirement decisions.
Life Insurance
Protect your loved ones with comprehensive life insurance solutions that fit your budget.
ZiVae Income Solutions
Strategic income planning to ensure financial stability throughout your retirement years.
Plan with Confidence
Navigating retirement can be complex, but with Zivae Financial on your side, you'll retire with confidence. As certified retirement plan consultants with extensive experience, we offer personalized, transparent, and ethical retirement consulting services.
Our retirement consultants are licensed in 19 states: California, Florida, Georgia, Illinois, Indiana, Kentucky, Maryland, Maine, Michigan, North Carolina, New Mexico, New York, Ohio, Oregon, Pennsylvania, South Carolina, Texas, Virginia, and Wisconsin.
We serve clients both in person and virtually. We're passionate about educating our clients, ensuring you understand your options fully while providing thorough, expert guidance every step of the way.
5 Great Reasons to Choose Zivae Financial
Why thousands of families trust us with their retirement planning
"Winging It" Isn't a Plan
Most Americans spend more time planning a vacation than retirement. According to Fidelity, 61% don't know how much they need. We help you figure it out now, without the panic.
We Speak Human
Some advisors talk in acronyms. Zivae breaks it down in warm, simple language so clear anyone can understand. Money shouldn't feel like quantum physics.
Customized Plans
No cookie-cutter PDFs. We look at your goals, lifestyle, timeline, and even your "one day I'm moving to Bali" dreams. Only 35% of Americans have a written plan—we put you in the confident category.
Tax-Smart Strategies
The average American loses 25-30% of lifetime wealth to taxes. We specialize in tax-efficient income, Social Security optimization, and legally keeping more of what you earn.
Coaching & Care
Retirement isn't just math; it's mindset. Research shows 72% of financial decisions are influenced by emotions. We blend planning with lifestyle coaching and wealth-mindset development.
Schedule Your Free Consultation
Take the first step toward a secure retirement. No obligations, just expert guidance.
Get in Touch
Have questions? We're here to help. Send us a message and we'll respond as soon as possible.
Phone
(227) 238-1080Location
Serving Clients in 19 States
In-person & virtual consultations available