Terms of Service

SMS Messaging Terms

Zivae Financial SMS Program

By opting into our SMS program, you will receive text messages from Zivae Financial containing:

• Appointment reminders and confirmations
• Order and delivery updates
• Service updates and important notifications
• Special offers, discounts, and new product updates (if you opt-in to marketing messages)

How to Opt-Out

You can cancel the SMS service at any time. Just text "STOP" to (227) 238-1080. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us.

If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

Getting Help

If you are experiencing issues with the messaging program, you can reply with the keyword "HELP" for more assistance, or you can get help directly at:

Carrier Liability

Carriers are not liable for delayed or undelivered messages.

Message and Data Rates

As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency varies based on your activity and the services you use.

If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

Privacy

If you have any questions regarding privacy, please read our privacy policy:

General Terms of Service

Acceptance of Terms

By accessing and using the Zivae Financial website and services, you accept and agree to be bound by the terms and provision of this agreement.

Use of Services

Our services are intended for individuals seeking retirement planning and financial consulting. You agree to:

• Provide accurate and complete information when using our services
• Keep your account information secure and confidential
• Notify us immediately of any unauthorized use of your account
• Use our services only for lawful purposes

Professional Advice Disclaimer

The information provided through our website and services is for general informational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information.

Consultation with Zivae Financial's certified retirement consultants is recommended before making any financial decisions.

Intellectual Property

All content, trademarks, logos, and intellectual property on this website are owned by Zivae Financial or its licensors. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

Limitation of Liability

To the fullest extent permitted by law, Zivae Financial shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use our services.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify you of any material changes by posting the updated terms on our website with a new "Last Updated" date.

Contact Information